jamezpolley.com

Talk­ing to a work­mate who has a sick cat led to look­ing at Med­ibank Private’s pet cover.

This led to the source of (appar­ently) all pet insur­ance in Aus­tralia; which then led to com­par­i­son shop­ping between the var­i­ous resellers.

The dif­fer­ences are amus­ing, but annoy­ing. One pro­vides 15k total cover; but only $500 for tick paral­y­sis. Another only offers 9k total cover; but removes the restric­tions on what per­cent­age of that can be used for drugs/medication vs how much is for den­tal care. None of them cover treat­ment for leukemia in cats; but some add an addi­tional clause declin­ing to cover any con­di­tion for which there is a vaccine.

I’d like to go with the RSPCA - if some­one has to make a profit, they seem like a bet­ter choice than some of the for-profit com­pa­nies. But the lim­its are half that pro­vided by Med­ibank, while the pre­mi­ums are dou­ble. Sure you can skim profit off the top, but that doesn’t mean I want you to gouge me for every cent I own.

Gah. Choices, that aren’t really choices. Just what I wanted.